@book { DerprivateKonsumunddieVerschuldung,
    title = "Der private Konsum und die Verschuldung",
    author = "Gerlinde {Bauer}",
    year = "2002",
    publisher = "Diplom.de",
    address = "Hamburg, Deutschland",
    doi = "10.3239/9783832451813",
    url = "https://m.diplom.de/document/220708"
}