@book { InternetBankingindenUSAundinderBundesrepublikDeutschland,
    title = "Internet-Banking in den USA und in der Bundesrepublik Deutschland",
    author = "Markus {Schütz}",
    year = "1997",
    publisher = "Diplom.de",
    address = "Hamburg, Deutschland",
    doi = "10.3239/9783832405465",
    url = "https://m.diplom.de/document/216480"
}