@book { BarrierstomicroinsuranceoutreachforpastoralistsandcropfarmersinruralareasinKenya,
    title = "Barriers to micro-insurance outreach for pastoralists and crop farmers in rural areas in Kenya",
    author = "Benard {Kilel}",
    year = "2014",
    publisher = "Diplom.de",
    address = "Hamburg, Deutschland",
    url = "https://m.diplom.de/document/271661"
}