@book { DieberschuldungprivaterHaushalte,
    title = "Die Überschuldung privater Haushalte",
    subtitle = "Gründe, Verfahren, Folgen",
    author = "Manuela {Krämer}",
    year = "2006",
    publisher = "Diplom.de",
    address = "Hamburg, Deutschland",
    url = "https://m.diplom.de/document/224733"
}